Affordable Protection,
Transparent Pricing
Understanding what insurance costs, and why, is the first step toward making confident financial decisions.
A reassuring path to protection, one honest conversation at a time.
What Affects Your Cost
We prioritize clarity, transparency and keep our pricing straightforward.
Age
The earlier you apply, the lower your rates usually are.
Health
Healthy applicants may qualify for better pricing on select plans.
Coverage Amount
Choose the level of protection that fits your goals, budget and suits your family’s needs.
Type of Product
From term life to annuities, each policy has different pricing based on benefits and duration.
Coverage Options
These are sample prices. Your actual cost depends on your age, health, coverage choices, and provider.
Insight Plan Final Expense
Cost-effective solutions for funeral and end-of-life expenses
Age
Coverage Amount
Monthly Premium
50
$10,000
$27
60
$15,000
$42
70
$15,000
$55
Insight Plan Health
Provides added protection for costs not fully covered by Medicare
Age
Plan Type
Monthly Premium
65
Plan G
$120
70
Plan G
$140
75
Plan N
$155
Insight Plan Critical Care
Delivers immediate financial support upon diagnosis of a qualifying condition
Age
Lump Sum Benefits
Monthly Premium
50
$20,000
$35
60
$20,000
$50
65
$30,000
$75
Insight Plan Retirement
Guaranteed earnings to support you in retirement
Age
Contribution
Estimated Monthly Income
(Starting at 65)
55
$50,000
$320
60
$75,000
$480
65
$100,000
$700
Insight Plan Life - Term
Cost-effective solutions for funeral and end-of-life expenses
Age
Coverage Amount
Term Length
Monthly Premium
35
$250,000
20 Years
$22
45
$250,000
20 Years
27
55
$250,000
20 Years
$68
Insight Plan Life - Whole
Combines lifetime insurance with a growing cash value you can access
Age
Contribution
Monthly Premium
40
$25,000
$45
50
$25,000
$72
60
$25,000
$110
Predictability You Can Count On
Once your policy is active, your premium stays steady — no increases as you age or if your health changes. That means consistency and peace of mind.
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