Am I Eligible?
Eligibility for insurance depends on the type of coverage and the company offering it. Most insurance plans consider a few key factors such as age, health history, lifestyle, and your current coverage needs. Every company evaluates these differently, which is why guidance matters.
If you’re unsure where to start, you’re in the right place. At Insight Plan we make eligibility simple, transparent, and personalized. Our role is to match you with the options that fit your situation, your needs, and your budget.
We review your situation, explain your options in plain language, and point you toward the plans that fit your profile.
A reassuring path to protection, one honest conversation at a time.
Who's Eligible?
No two lives are the same and neither are the plans built to protect them. We’ve designed policies with flexible eligibility so everyone can find protection.
Age
Most plans support applicants between 45 and 85 years old.
Health
Health qualification can range from just a few health questions to none at all — totally up to you.
Citizenship
U.S. citizens or permanent residents qualify.
Coverage Options Designed Around Your Eligibility
Whether you’re healthy, managing a medical condition, or anywhere in between, we review your situation, explain your options in plain language, and point you toward the plans that fit your profile.
Level Benefit: Full immediate coverage if you meet basic health criteria.
Graded Benefit: A solution for individuals with pre-existing conditions or health concerns.
Guaranteed Issue: Coverage for those who want protection without any medical questions.
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